Spend $9,500.00 and save a couple of hundred...huh? How's that work out?
Rather than me explain the big picture a went back to find last December's Associated Press article and with the aid of the Wilkow news letter (delivered free daily) was able to add the CBS video below. ~ Norman E. Hooben
ps: Don't let anyone kid you, this rip-off was designed by the Obama people but the news media will attempt to cover that up. ...and pay attention where they hide that fee, it's explained in the video.
The following from the Mecklenburg Times